SCOTTSDALE REAL ESTATE BLOG

The Obama administration has released detailed guidance on a new Home Affordable Foreclosure Alternatives program that features cash incentives for borrowers, servicers and investors for executing short sales or deeds-in-lieu of foreclosure.

The HAFA program is available for loans that otherwise meet the criteria for the Home Affordable Modification Program but can’t be restructured successfully. The guidelines issued recently as HAMP Supplemental Directive 09-09 only apply to loans not owned or securitized by Fannie Mae and Freddie Mac, which have their own short sale and deed-in-lieu incentive programs.

The new program takes effect April 5, 2010, and servicers are expected to develop their own written policies to implement it. All HAFA loans must first be considered for HAMP modification, and data collected in that process can be used for assessing a possible short sale or deed-in-lieu transaction.

If the servicer hasn’t already done so, the borrower must be advised in writing about the availability of a short sale or deed-in-lieu and have 14 days to mull it over. Servicers are expected to perform a financial analysis to determine whether a short sale or DIL is in the best interest of the investor or mortgage insurer, but the HAMP net present value model does not project such cash flows.

The servicer has to get an independent property valuation that cannot be charged to the borrower, and a title check must also be completed. If neither a short sale nor DIL is available, written notice must be made to the borrower.

Before approving a short sale, the servicer has to determine the minimum net proceeds that will be accepted by the investor. Customary transactions costs must be taken into account. The program requires servicers to use a standard short sale agreement that outlines the responsibilities of the servicer and the borrower that includes a fixed termination date not less than 120 days after the agreement takes effect.

A DIL transaction must include the full release of the debt and waiver of all claims against the borrower. The borrower has to agree to vacate the property by a certain date, leaving it in clean condition with a marketable title.

Servicers may agree to a DIL even if the borrower hasn’t already made a good-faith effort to market the property, if that’s acceptable to the investor.

No Foreclosure

Servicers may initiate or continue with a foreclosure proceeding during the short sale or DIL process, but the foreclosure can’t be completed while assessing a borrower’s eligibility, waiting for the return of an executed agreement, during the term of a short sale agreement or pending transfer of the property during a DIL.

The borrower’s mortgage payment cannot exceed 31 percent of gross monthly income while a short sale or DIL is pending, and servicers may waive payment altogether. The borrower is responsible for clearing up any other liens on the property, although the servicer may negotiate on the borrower’s behalf. Second lien holders can get up to $3,000 from the proceeds of the sale to release the loan.

Following successful completion of a short sale or DIL, the borrower can get up to $1,500 to cover relocation expenses. Servicers are paid $1,000 to cover administrative and processing costs for these transactions. Investors will be paid a maximum of $1,000 for allowing up to $3,000 in short-sale proceeds to be paid to second-lien holders.

The program features a complete set of required standard documents and reporting requirements. As with HAMP itself, Fannie Mae is serving as the administrator for the short sale/DIL program and Freddie is the compliance agent.

To get in touch with a Scottsdale Real Estate Specialist about Scottsdale Real Estate Foreclosures call please call 480-274-2487 and please visit our website at www.scottsdalerealestate-az.com

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Foreclosure Options

Option # 1: Reinstatement of Loan (Cure): This option is paying the lender everything that is owed in one lump sum to include missed payments, any late fees associated with these payments, foreclosure fees, legal fees and the principal owed during the delinquency. The lender then will reinstate the loan and stop the foreclosure. The homeowner will continue to make his mortgage payments just like he did when the foreclosure occurred.

Option # 2: Forbearance Agreement - A strategy worth pursuing is called a Loan Forbearance (Payment Plan). The loss mitigation department of your mortgage company may agree to take some of the back payments now and pay the balance within a certain period of time. For Example: You owe $6000 in back payments and fees. Your mortgage company may accept $3000 now and $500 dollars a month for the next 6 months.

Option # 3: Loan Modification - A loan modification is your mortgage company adding your late payments and fees to the loan balance and reinstating your loan. That will be a permanent change to your mortgage and your monthly payment will be just a little higher then before. It depends on the Bank. Some Banks will do it some will not. Forbearance Agreement and Loan Modification are two strategies that are easier to arrange prior to the Mortgage Company filing a foreclosure lawsuit. Some Lenders will not consider it after filing, but it’s worth trying.

Option # 4: Deed-in-Lieu - A Deed in Lieu is an option in which a borrower voluntarily deeds collateral property in exchange for a release from all obligations under the mortgage. A DIL may not be accepted from borrowers who can financially make their payments.

Option # 5: Refinancing - After a couple payments are missed you will probably receive letters from mortgage brokers and lenders saying you are already pre-approved for a new mortgage. The fact is that it is very difficult to arrange new financing when you are already in default on your existing mortgage. Be very cautious about sending advanced fee’s of $300-$600 to lenders or mortgage brokers. Usually they just want to take advantage of your financial situation. Arranging new financing will depend on your income, credit report, value of your home and amount of your equity. If you attempt to refinance, you should always have a back up plan available to you. Many times we have had home owners call days before the Auction saying their financing did not go through, and then it’s too late.

Option # 6: Bankruptcy - A possible alternative if your financial situation has improved is filing for Bankruptcy prior to the Auction to stop the foreclosure. Unfortunately for most people filing for Bankruptcy only postpones the auction sale for one or two months and adds more debt for them to pay off. Immediately after filing for Bankruptcy you have to file a repayment plan with the courts to proof you have sufficient monthly income to pay basic living expenses such as food, utilities, credit cards, car payments etc. In addition your income must be sufficient to resume making your monthly mortgage payments. All past due amounts are usually spread out between 24 and 60 months. If you owe $9000 in missed payments and attorney fees if spread out over 48 months that would be an additional $187.50 due each month to the court appointed trustee. If you feel that you do have the income to immediately begin repayment of all your debts and the courts agree, this may be a good choice for you to save your home.

Over the years, we have spoken with many individuals who filed for bankruptcy protection only to have their cases dismissed. Not only were they out their attorney’s fees ($1500-$2500) but now had bankruptcy and foreclosure on their credit report. Keep in mind that even when you file for bankruptcy you still have to keep making payments.

Option # 7: Sell your home on the open market - The fact is selling your home will give you the most money in your pocket. If you have recently been served with a foreclosure lawsuit you still have enough time to sell your home which will provide you and your family with the greatest amount of money to help for a fresh start .

Option # 8. Short Sale - A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than is actually owed. If the unpaid balance of a loan is, say, $100,000 and a property sells for $90,000, under a short sale the lender might accept $90,000 as payment in full.

You have probably been swarmed by investors calling you and knocking on your door. If not yet, you soon will be. A word of caution, some investors are very aggressive and unethical. Some investors will tell you that ” you only have one or two weeks before the auction and your furniture and possessions will be placed on the sidewalk or street.” This scare tactic is usually accompanied by a ridiculously low offer.

The fact is you have several months before that could happen, but this is not a time to sit back and relax but pursue one of the options available to you that makes the most sense for you and your family. Don’t be rushed or scared into giving up your hard-earned equity.

Option # 9: Let your home be sold on the court house steps - By far, the worst option available to you! Many people say ” I have no equity, let the bank take it”, but homes that are sold on the courthouse steps typically sell between %50 and %70 of their fair market value. Moreover, if a bank suffers a loss due to the pending foreclosure action against you, they also have an option. They can file a deficiency judgment against you and pursue you for the amount of their loss.

To get in touch with a Scottsdale Real Estate Specialist about Scottsdale real Estate Foreclosures, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675  or e-mail  us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com

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In real estate, a Short Sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In a short sale, the mortgage lender agrees to discount a loan balance due to an economic or financial hardship on the part of the mortgagor. The home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan through an real estate agent.

A short sale typically is executed to prevent a home foreclosure, but the decision to proceed with a short sale is predicated on the most economic way for the bank to recover the amount owed on the property. Often a bank will allow a short sale if they believe that it will result in a smaller financial loss than foreclosing as there are carrying costs that are associated with a foreclosure. A bank will typically determine the amount of equity (or lack of), by determining the probable selling price from a Broker Price Opinion BPO or through a valuation of an appraisal. In short, a short sale is nothing more than negotiating with lien holders a payoff for less than what they are owed, or rather a sale of a debt, generally on a piece of real estate, short of the full debt amount.

A short sale does adversely affect a person’s credit report, however, it is typically less than a foreclosure. They are a type of settlement. For the home owner, advantages include avoidance of a foreclosure on their credit history and a settlement with the bank. Depending upon other credit information it is typically possible to obtain another mortgage a lot faster after a short sale.

Given the unprecedented and overwhelming number of losses that mortgage lenders have suffered from the 2009 foreclosure crisis, they are now more willing to accept short sales than ever before. This presents an opportunity for “under water” borrowers who owe more on their mortgage than their property is worth and are having trouble selling to avoid foreclosure as a result.

The main advantage of a Short Sale is that it is less damaging to one’s credit.  For the most part, a Short Sale appears on one’s credit report as a settlement on account.  Loan officers state that a Short Sale may hinder another home purchase for up to 2 years while a Foreclosure can hinder another home purchase for up to 4 or 5 years. Some credit counselors claim that a Foreclosure will damage ones credit by as much as 200 points more then a Short Sale. 

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Foreclosure Options

Option # 1: Reinstatement of Loan (Cure): This option is paying the lender everything that is owed in one lump sum to include missed payments, any late fees associated with these payments, foreclosure fees, legal fees and the principal owed during the delinquency. The lender then will reinstate the loan and stop the foreclosure. The homeowner will continue to make his mortgage payments just like he did when the foreclosure occurred.

Option # 2: Forbearance Agreement - A strategy worth pursuing is called a Loan Forbearance (Payment Plan). The loss mitigation department of your mortgage company may agree to take some of the back payments now and pay the balance within a certain period of time. For Example: You owe $6000 in back payments and fees. Your mortgage company may accept $3000 now and $500 dollars a month for the next 6 months.

Option # 3: Loan Modification - A loan modification is your mortgage company adding your late payments and fees to the loan balance and reinstating your loan. That will be a permanent change to your mortgage and your monthly payment will be just a little higher then before. It depends on the Bank. Some Banks will do it some will not. Forbearance Agreement and Loan Modification are two strategies that are easier to arrange prior to the Mortgage Company filing a foreclosure lawsuit. Some Lenders will not consider it after filing, but it’s worth trying.

Option # 4: Deed-in-Lieu - A Deed in Lieu is an option in which a borrower voluntarily deeds collateral property in exchange for a release from all obligations under the mortgage. A DIL may not be accepted from borrowers who can financially make their payments.

Option # 5: Refinancing - After a couple payments are missed you will probably receive letters from mortgage brokers and lenders saying you are already pre-approved for a new mortgage. The fact is that it is very difficult to arrange new financing when you are already in default on your existing mortgage. Be very cautious about sending advanced fee’s of $300-$600 to lenders or mortgage brokers. Usually they just want to take advantage of your financial situation. Arranging new financing will depend on your income, credit report, value of your home and amount of your equity. If you attempt to refinance, you should always have a back up plan available to you. Many times we have had home owners call days before the Auction saying their financing did not go through, and then it’s too late.

Option # 6: Bankruptcy - A possible alternative if your financial situation has improved is filing for Bankruptcy prior to the Auction to stop the foreclosure. Unfortunately for most people filing for Bankruptcy only postpones the auction sale for one or two months and adds more debt for them to pay off. Immediately after filing for Bankruptcy you have to file a repayment plan with the courts to proof you have sufficient monthly income to pay basic living expenses such as food, utilities, credit cards, car payments etc. In addition your income must be sufficient to resume making your monthly mortgage payments. All past due amounts are usually spread out between 24 and 60 months. If you owe $9000 in missed payments and attorney fees if spread out over 48 months that would be an additional $187.50 due each month to the court appointed trustee. If you feel that you do have the income to immediately begin repayment of all your debts and the courts agree, this may be a good choice for you to save your home.

Over the years, we have spoken with many individuals who filed for bankruptcy protection only to have their cases dismissed. Not only were they out their attorney’s fees ($1500-$2500) but now had bankruptcy and foreclosure on their credit report. Keep in mind that even when you file for bankruptcy you still have to keep making payments.

Option # 7: Sell your home on the open market - The fact is selling your home will give you the most money in your pocket. If you have recently been served with a foreclosure lawsuit you still have enough time to sell your home which will provide you and your family with the greatest amount of money to help for a fresh start .

Option # 8. Short Sale - A short sale occurs when a property is sold and the lender agrees to accept a discounted payoff, meaning the lender will release the lien that is secured to the property upon receipt of less money than is actually owed. If the unpaid balance of a loan is, say, $100,000 and a property sells for $90,000, under a short sale the lender might accept $90,000 as payment in full.

You have probably been swarmed by investors calling you and knocking on your door. If not yet, you soon will be. A word of caution, some investors are very aggressive and unethical. Some investors will tell you that ” you only have one or two weeks before the auction and your furniture and possessions will be placed on the sidewalk or street.” This scare tactic is usually accompanied by a ridiculously low offer.

The fact is you have several months before that could happen, but this is not a time to sit back and relax but pursue one of the options available to you that makes the most sense for you and your family. Don’t be rushed or scared into giving up your hard-earned equity.

Option # 9: Let your home be sold on the court house steps - By far, the worst option available to you! Many people say ” I have no equity, let the bank take it”, but homes that are sold on the courthouse steps typically sell between %50 and %70 of their fair market value. Moreover, if a bank suffers a loss due to the pending foreclosure action against you, they also have an option. They can file a deficiency judgment against you and pursue you for the amount of their loss.

To get in touch with a Scottsdale Real Estate Specialist about Scottsdale Listings, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675  or e-mail  us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com

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 Inviting opportunity to live in desirable and convenient home in Old Scottsdale! Close to 101, airport, hospital,and all restaurants and shopping. Home has been completely updated with state of the art kitchen, upgraded appliances, new cabinets, granite countertops. Fresh paint and new carpeting…move in ready..all the work has been done, you can put your personal belongings in and enjoy! Backyard is private and patio is great for relaxing. Lots of storage and extended drive have room for 2 cars - RV parking. Beautifully updated, lovingly cared for and a smart buy!

VIEW ALL SCOTTSDALE HOMES FOR SALE >>>

VIEW ALL PHOENIX HOMES FOR SALE >>>

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SCOTTSDALE DISCOUNTED HOMES FOR SALE >>

 PHOENIX DISCOUNTED HOMES FOR SALE >>

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Beautiful Scottsdale Home, AZ 85255

$322,000 - We recommend starting your tour in the privacy of the back yard that boasts of a sparkling, heated Pebble-tek pool and spa, extended covered patio, wood deck and flagstone. Then come inside and be welcomed by the abundant Saltillo tile that extends throughout the great room, family room and kitchen. With vaulted ceilings, skylights and cozy fireplace in the family/breakfast room, you’ll ‘feel’ the warmth! Top it all off with upgraded light fixtures, ceiling fans, refrigerator, washer, dryer and 1-year home warranty, your only question will be, ”How soon can we close and move in?!?!” Come take a look today! You won’t be disappointed!!

View ALL AZ Properties in Scottsdale >> 

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Scottsdale Foreclosed ( Bank Owned )

$344,500 A beautiful family home in a gated community across from South Mountain on the Baseline Corridor. Quality 2X6 construction, 10ft ceilings, tile at entry, hall, kitchen & baths. This location is fabulous for any one who works downtown or needs to be close to Sky Harbor. You can see Camelback Mountain, the Diamond Backs Stadium and City Lights all from the Master Bedroom. This beautiful Baseline Corridor lies just along South Mountain with new roads, landscaping, shopping and running path along the cannel plus golf. Bring the family and see for yourself just how much this location has to offer.One of the best priced AZ Properties in Scottsdale

DC Ranch, AZ 85255, Scottsdale

$541,000 - What a show place!! ‘05 remodel throughout,ready to move in. New kitchen-Cabinets, glass drs, appliances, granite cntrs/island, wine rack. Copper plumbing 2005, Tile floors, 6” baseboards, french drs, pantry w/glass dr. Formal LR currently used as office. Office/den currently used as kids’ playrm. Baths redone,too. Custom paint/window treatments, dual pane windows, wood blinds. Security system w/access from any computer + camera system, audio-video set system. Lg grass back yd to enjoy, 2 car gar w/cabinets.

Az Properties in Scottsdale Lender owned

$439,000 - Spectacular floorplan with awesome kid’s suite or perfect Mother-in-law suite! 4th bedroom is a den. Custom touches and upgrades thru-out. Pride of ownership original owner home! Upgraded lighting fixtures and ceiling fans, rounded corners, solid surface kitchen counters, built in entertainment center in F/R. Too much to list! Come see it… you and your clients will be glad you did! Outside is view fencing that overlooks the gorgeous park, yet you are seperate & private from the park because of the drainage wash. It is so special! For more information about AZ Properties in Scottsdale for sale call 602-214-2675

Pre-Foreclosure in Scottsdale
Seller will pay your pymt for first 6 months w/acceptable offer. Two homes, one price! Beautiful home w/Guest House in Earll Place Historic District. Close to freeways, shopping & downtown. Hardwood floors, tile in kitchen & bath, coved ceilings & all the character of the roaring 20’s. *This is the perfect set-up for an in law, college student, art studio or income property with MAIN HOUSE having 2BR/1BA (945sf) & the detached GUEST QUARTERS having 1BR/1BA (approx 550sf).*Guest house is on separate heating/cooling system. RV gate & slab, backyard desert landscaping for easy care. Cellar with outside access for extra storage. *CAREFUL- access door is heavy!*

To get in touch with a Scottsdale Real Estate Specialist about AZ Properties in Scottsdale, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675  or e-mail  us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com

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Scottsdale, AZ 85254

$438,000 - THIS GREAT HOME IS READY FOR PEOPLE TO ENJOY FROM DAY ONE. YOU WILL SEE PRIDE OF OWNERSHIP BY THE ORIGINAL OWNER THAT SAYS IT ALL. THIS IS THE MOST POPULAR MODEL IN THE NEW CASTLE SUB DIVISION. A VERY NICE COVERED PATIO AT THE ENTRANCE. INSIDE THIS GEM IS A WELL CARED FOR HOME JUST WAITING FOR SOMEONE TO RELAX AND ENJOY. WALK OUT UNTO A COVERED PATIO THAT OVERLOOKS A SPARKLING DIVING POOL FOR YOUR PLEASURE. HOME HAS A SECURITY SYSTEM AND WILL BE OFF DURING LISTING PERIOD. NO HOA FEES. OWNER IS HOME MOST OF THE TIME. CALL FOR AN APPOINTMENT. OWNER HAS NO PETS

View ALL Scottsdale Listings >> 

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Scottsdale, AZ 85260

$277,500 -This stunning tuscan-style home is nothing less than impressive. The kitchen dazzles you with its gourmet appeal of granite counters, stainless steel appliances, and maple cabinets. The 18′ ceramic tile floors, plush carpet, monstrous master suite with garden tub and separate shower fills you with warmth and security. The backyard with its pebbletec pool and putting green relaxes and calms you. The covered patio protects you from the cruel sun. Upstairs loft leads to a balcony with awesome views of the city’s night lights. The front of the home features breathtaking views of South Mountain one of the lowest priced Scottsdale listings

Scottsdale , AZ 85254

$328,000 -  HUGE CORNER LOT THAT THIS HOME SITS ON WITH A HUGE EXTENDED DRIVEWAY, RV GATE AND PARKING, LARGE SPACIOUS FLOOR PLAN, REMODELED KITCHEN WITH NEW CABINETS, DISHWASHER, STOVE, OVEN AND MICROWAVE AND IM JUST GETTING STARTED!…BRAND NEW, AC UNIT INSTALLED IN OCTOBER 2008 THAT HASN’T BEEN USED YET, TONS OF CABINET AND STORAGE SPACE, BUILT IN CABINETS IN THE GARAGE, SECURITY SYSTEM, WASHER, DRYER AND REFRIGERATOR IS ALSO INCLUDED, HUGE COVERED PATIO, CEILING FANS THROUGHOUT, HUGE CUSTOM DIVING POOL WITH ROCK WATERFALL, DIVING BOARD & WATER SLIDE SURROUNDED BY COOL DECKING, POOL WAS REPLASTERED 2 YEARS AGO, HEATED AND COOLED STORAGE ROOM/WORKSHOP, OUTSIDE OF THE HOME WAS PAINTED 2 YEARS AGO AND SO MUCH MORE!

Scottsdale Listings in 85260

$322,000 - Bank is ready to approve,we just need a new offer. This home has been highly upgraded and sits on a cul de sac lot with a community park is at the end of street. The kitchen offers granite counters, cherry cabinets & stainless appliances. Tile layed on the diagonal in all the right places as well as upgraded carpet/pad & faux wood blinds through out. The family room is open to the kitchen and is wired for surround sound. The large master suite has an exit to the patio. The master bath offers a seperate shower/tub and dual sinks. The formal living room/dining area could also be used for a game room. There is a seperate den/office area. Water softener and RO system.

To get in touch with a Scottsdale Real Estate Specialist about Scottsdale Listings, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675  or e-mail  us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com

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Scottsdale, AZ 85253

$311,000 - You don’t want to miss this beautiful home! It is a 3bed/2.5 bath, 2 car garage,with 1745 sqft. It was a previous model home for the builders and has many upgrades. It has upgraded carpet in bedrooms and 18′ diagonal tile throughout,large family room open to kitchen and dining area. Kitchen has upgraded staggered maple cabinets with crown molding and granite counter tops.All upgraded stainless steel black appliances stay. Washer/Dryer also INCLUDED!!!Split master bedroom with walk in closet.Master bath has separate shower with garden tub,and double sinks. Gorgeous backyard retreat! Must see this home to appreciate!.

View ALL Homes in Scottsdale AZ >> 

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Scottsdale, AZ 85257

$422,500 - ABSOLUTE BARGAIN! UNBELIEVABLE PRICE! PRICED LOW AND FIRM FOR YOUR PRE-APPROVED BUYER WHO WANTS A GREAT DEAL ON A SUPER HOME IN AN AREA GUARANTEED TO SHOOT UP,UP,UP IN VALUE! IT WONT LAST LONG AT THIS LOW,LOW,PRICE SO DO YOUR BUYER A FAVOR AND HURRY TO WRITE A SQUEAKY CLEAN FULL PRICE OFFER NOW-AND SAVE YOURSELF ALL THE FUN OF A FULL PRICE COUNTER OFFER. EXTENDED PATIO FOR YOUR ENJOYMENT! DONT MISS THIS GOLDEN OPPORTUNITY FOR A FANTASTIC DEAL of all homes in scottsdale az

Beds/Baths: 3 / 2
SF: 1,886 / County Assessor
Year Built: 1997
Pool - Private: No Pool
Spa: None
EF: 32FRD3G
Lot Size: 7,501 - 10,000
Level: Single Level
Dwelling Type: Single Family - Detached

Scottsdale , AZ 85254

$338,000 - Beautiful, elevated lot with mountain views from Table Mesa to Camelback mountain. Courtyard has sunset views and huge covered patio in back looks out over Desert Hills all the way to Black Mountain. Vaulted ceilings give a spacious and open feel. Master bedroom has extra large bathroom and walk-in closet, plus a bay window and door that leads to the back patio. Upgraded tile throughout and a large kitchen island has a beautiful bay windowed, breakfast nook with amazing mountain views. This home is beautifully maintained and the perfect, peaceful desert oasis.

Homes in Scottsdale AZ 85255

$533,000 - Fabulous family home situated on an interior, north/south lot. Home boasts 4 bedrooms plus an OVERSIZED loft/bonus room and 2 1/2 baths. Check out the bedroom sizes! Each bedroom is very large with walk-in closets! Good sized eat-in kitchen with generous-sized walk-in pantry, center island and bay window overlooks the family room. Perfect for entertaining. Relax in your backyard tropical paradise with several different entertaining areas including firepit, pond, hot tub area (plumbed and wired for future owner), and full-length covered patio with speakers. The backyard landscaping is LUSH and green with palms, bamboo, and other plants. Plenty of room for all your toys including RV gate and parking as well as several wood secure sheds. Near great schools, shopping, and dining. For more homes in Scottsdale AZ call 602-214-2675

Bank Owned Scottsdale home
$455,000 - Cute home with lots of upgrades! Lots of tile throughout, tile counter tops in the kitchen & bathroom, tiled shower, seperate tub & shower, 3 car garage, raised flower bed in the backyard, built in bar-b-q, beautiful mountain views & close to hiking! Please note that the guest house in the backyard was built by the previous owner and does not have a permit. It has been approved by the HOA.

To get in touch with a Scottsdale Real Estate Specialist about Homes in Scottsdale AZ, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675  or e-mail  us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com

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Scottsdale, AZ 85254

$348,000 - Beautiful, elevated lot with mountain views from Table Mesa to Camelback mountain. Courtyard has sunset views and huge covered patio in back looks out over Desert Hills all the way to Black Mountain. Vaulted ceilings give a spacious and open feel. Master bedroom has extra large bathroom and walk-in closet, plus a bay window and door that leads to the back patio. Upgraded tile throughout and a large kitchen island has a beautiful bay windowed, breakfast nook with amazing mountain views. This home is beautifully maintained and the perfect, peaceful desert oasis.

View ALL Homes for sale in Scottsdale >> 

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Scottsdale, AZ 85268

$588,500 -You don’t want to miss this beautiful home! It is a 3bed/2.5 bath, 2 car garage,with 1745 sqft. It was a previous model home for the builders and has many upgrades. It has upgraded carpet in bedrooms and 18′ diagonal tile throughout,large family room open to kitchen and dining area. Kitchen has upgraded staggered maple cabinets with crown molding and granite counter tops.All upgraded stainless steel black appliances stay. Washer/Dryer also INCLUDED!!!Split master bedroom with walk in closet.Master bath has separate shower with garden tub,and double sinks. Gorgeous backyard retreat! Must see this home to appreciate! best deal of all homes for sale in Scottsdale az

Property in Scottsdale , AZ 85254

$488,000 - Fabulous family home situated on an interior, north/south lot. Home boasts 4 bedrooms plus an OVERSIZED loft/bonus room and 2 1/2 baths. Check out the bedroom sizes! Each bedroom is very large with walk-in closets! Good sized eat-in kitchen with generous-sized walk-in pantry, center island and bay window overlooks the family room. Perfect for entertaining. Relax in your backyard tropical paradise with several different entertaining areas including firepit, pond, hot tub area (plumbed and wired for future owner), and full-length covered patio with speakers. The backyard landscaping is LUSH and green with palms, bamboo, and other plants. Plenty of room for all your toys including RV gate and parking as well as several wood secure sheds. Near great schools, shopping, and dining.

Homes for sale in Scottsdale AZ 85260

$533,000 - Fabulous family home situated on an interior, north/south lot. Home boasts 4 bedrooms plus an OVERSIZED loft/bonus room and 2 1/2 baths. Check out the bedroom sizes! Each bedroom is very large with walk-in closets! Good sized eat-in kitchen with generous-sized walk-in pantry, center island and bay window overlooks the family room. Perfect for entertaining. Relax in your backyard tropical paradise with several different entertaining areas including firepit, pond, hot tub area (plumbed and wired for future owner), and full-length covered patio with speakers. The backyard landscaping is LUSH and green with palms, bamboo, and other plants. Plenty of room for all your toys including RV gate and parking as well as several wood secure sheds. Near great schools, shopping, and dining. For more Homes for sale in Scottsdale AZ call 602-214-2675

To get in touch with a Scottsdale Real Estate Specialist about Homes in Scottsdale AZ, Scottsdale Land or Scottsdale apartments for sale please call 602-214-2675  or e-mail  us at info@scottsdalerealestateaz.com or please visit our website at www.scottsdalerealestate-az.com

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